Privacy Policy

FACTS WHAT DOES www.starcashloan.com DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Bank account information
  • Employment information
  • Income information
  • Residence, telephone and personal information
  • Pay period information

When you are no longer a customer, we continue to share your information as described in this notice.

How? All financial companies need to share consumer' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers' personal information; the reasons www.starcashloan.com chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does www.starcashloan.com share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No N/A
For our affiliates' everyday business purposes – information about your transactions and experiences No N/A
For our affiliates' everyday business purposes – information about your creditworthiness No N/A
For nonaffiliates to market to you Yes No
Reasons we can share your personal information Does www.starcashloan.com share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No N/A
For our affiliates' everyday business purposes – information about your transactions and experiences No N/A
For our affiliates' everyday business purposes – information about your creditworthiness No N/A
For nonaffiliates to market to you Yes No
Questions? Call (855) 204-5266 or go to http://www.starcashloan.com
Who We Are
Who is providing this notice? www.starcashloan.com
What We Do
How does www.starcashloan.com protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Although our Web site is encrypted to protect your electronic relationship with us, our site contains links to other Web sites, and we are not responsible for their privacy policies.
How does www.starcashloan.com collect my personal information? We collect your personal information, for example, when you
  • Apply for a loan
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.

Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other Important Information
The essence of our business is transmitting your information to, and sharing that information with, nonaffiliate lenders and marketing partners. By using our service, you consent to such sharing, and the receipt of marketing offers. You cannot opt out of such sharing and still use our service. If you do not consent to such sharing, you must discontinue your loan application.

General Collection and Use of Information

CashMeNow collects information from existing and prospective customers in an attempt to provide them with the products and services they request or products and services that may be of interest to them. Users may opt out of being contacted or receiving emails from us at any time. While not all of the information you may be asked to provide is absolutely required, much of it is, including your name, address, contact number, work telephone number, mortgage balance, interest rates on mortgages, credit scores when necessary, amount of loan desired, type of home, email address, employer’s name, and the best time to reach you. All of this information is used to help you obtain the requested products and services.

We may also collect certain information about your computer that may be shared with third parties for analysis purposes. Some of this information includes your IP address, the type of browser you are using, the times you access our website, and the website that referred you. This information is used to help improve the quality of the services that we provide to you, including the way these services are delivered, and to generate statistics about the way our site is used. We will never send you newsletters or updates without your permission. Whenever you submit your information on CashMeNow, you are providing us with a request for these newsletters and updates.

Opt-Out Rights

You have the right to request that we stop sending you emails or any other form of communication through our opt-out process. You have a right to remove your information from our database in its entirety, as well. To do so, please contact us at [email protected] and give us 10 business days to process this request. You may opt out of text messages by replying to any message you receive with the word ‘STOP’, ‘END’ or ‘QUIT’.

Policy on Sharing Your Information

CashMeNow will never sell your information to third parties. However, your information may be provided to third party affiliates who are responsible for helping us fulfill your requests, such as lenders, companies responsible for shipping, or businesses that provide customer service. These affiliates only have the authorization to use your information to fulfill their specific obligations to us.

We may also disclose personal information about you when:

  • We are required to do so by law, such as when we are subpoenaed
  • We have reason to believe that doing so is necessary for the protection of our rights, to protect your safety or the safety of others, to respond to a request from the government or to investigate alleged or factual fraud.
  • We are involved in a merger, sale or acquisition of our company or assets. You will also be notified via a message on our website and via email if there is a change of ownership or if the ownership of your information changes hands. You will also be notified of any additional rights you may have regarding the protection of your personal information.
  • You have provided your consent to give your information to other third parties.

We may share your personal information with related companies so that they may advertise and market their products and services to you. If you do not want your personal information to be shared with third parties in this manner, please contact us at [email protected].

Disclosure of Information to Affiliates

When you submit your information on CashMeNow, you are providing your consent to be contacted by third party affiliates who can provide you with the requested services. Information you provide, including information you submit on our form, will be submitted to banks, lenders and brokers in order to inform you of products and services in which you have expressed an interest. An affiliate is a third-party company who has a legal contract with CashMeNow.

Cookies

A cookie is a bit of data that is placed on your computer by a website for tracking purposes. Essentially, the website can send information to your computer and your computer can send information back to the website via this cookie. This information is exchanged for the purposes of authentication, user session identification, user preferences, saving login information and more. You have the right to reject cookies from our website, but you may not have access to the full range of products, services and features we provide if you choose to do so. Sometimes, cookies may be used to track and target your interests. In this case, your personal information may be tied to these cookies.

Third Party Cookies

If any of our third parties or affiliates uses cookies to provide you with products and services, please be aware that these cookies are not covered under the terms of our Privacy Policy. These groups may use what are known as Session ID cookies to provide you with targeted advertisements or collect anonymous information about your experiences during your use of the site.

Third Party Ads

The ads found on this website are brought to you via Clicketta.com, which is a third party company that is not covered under our Privacy Policy. Information about your visits to certain websites as well as how many times you have viewed a specific advertisement is used to provide you with targeted advertisements when you visit CashMeNow. You can contact Clicketta.com for more information.

Links

CashMeNow also provides links to external sites, and our Privacy Policy does not cover these websites. Should you choose to leave CashMeNow via a link you find on our site, you should be sure to read the Privacy Policies associated with these websites thoroughly. If we are co-branded with these third parties, it will be evident to you who is collecting the information about you.

Security

Since the safety of your personal information is incredibly important to us, we use top-rated and industry recognized methods to protect the information you provide to us as it is being transmitted and after we have received it. There is no method of data transmission or storage that is 100% fail-proof, so we cannot guarantee the absolute security of your information. For more questions about the security methods used on our website, please contact us at [email protected].

Update or Correct Your Information

If you would like to verify, correct, update or delete any of the information you have provided to CashMeNow, please contact us at [email protected].

Notifications of Changes

From time to time, CashMeNow may make changes to this Privacy Policy. In any changes are made to the way that we use your personal information, you will receive an email communication from us, even if you have opted out of marketing communications. You should continue to review this Policy periodically to ensure that you are up-to-date and knowledgeable about any changes that are taking place.

Updates to Site and Service

While it is acceptable for our members and visitors to unsubscribe from marketing communications, they may not unsubscribe from certain service announcements that provide important information about the products and services being offered by CashMeNow. If you are no longer interested in the products and services we provide and you would like to completely deactivate your account, you can deactivate your account by contacting us at CashMeNow.co.

Sharing Information with Co-Branded Companies

A co-branded company can be described as a third party whose name will be directly listed on any quote or form that you fill out while on CashMeNow. The products and services you request, as well as the information you provide, will be controlled by that co-branded company. This information will be shared with CashMeNow for tracking purposes.

Compliance with Do-Not-Call Registry

When you submit your personal information through CashMeNow, you are providing your express consent to be contacted via email, telephone, postal mail or text message.

Information Retention

Any information you provide to CashMeNow will be retained until you make the decision to cancel your account with us. If you want to cancel your account or if you want to request that we no longer use your information to provide you with products and services, you can contact us at [email protected]. Even after this request, your information will be used for as long as is necessary to resolve disputes, comply with legal obligations and ensure that our agreements are enforced.

We are confident that our friendly and knowledgeable customer service staff, secure website, and lightening-fast response time, will leave you highly satisfied with your experience at CashMeNow.

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